Replicant for Financial Services

Never leave customers without support when it matters most

From lending and mortgage servicing to loss mitigation, account remediation and collections, Replicant ensures customers get timely, accurate support during critical financial moments.

Trusted by Financial Services brands to handle millions of customer calls

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Why leading brands trust Replicant in production

Reduce operational risk

Ensure every customer request is captured, authenticated, and resolved correctly—even during peak volume and after hours.

Accelerate time-to-value

Launch automation across servicing, payments, and support workflows, without long implementation cycles or brittle system rebuilds.

Improve efficiency

Offload high-volume, repetitive requests while maintaining accuracy and escalation paths for complex or sensitive interactions.

Gain complete visibility

Monitor call drivers, exceptions, and resolution outcomes in realtime, with full visibility across AI and human interactions.

Use cases Financial Services teams automate first

Proven starting points to handle high-volume requests accurately, even during peak demand and sensitive customer moments.

Lending

Automates loan application, originations and qualification checks, payments, balances, status updates, and general servicing inquiries.

Mortgage

Supports loan qualification, authentication, product details, escrow, payments (ACH, NSF, late fees), and refinance.

Debt Relief

Handles application, settlement authorizations , Non-Sufficient Funds, qualification and payment workflows.

Collection

Automates outbound follow-ups, pay-off quotes, repayment dates, and promise-to-pay setup.

Lending

Automates loan application, originations and qualification checks, payments, balances, status updates, and general servicing inquiries.

Mortgage

Supports loan qualification, authentication, product details, escrow, payments (ACH, NSF, late fees), and refinance.

Debt Relief

Handles application, settlement authorizations , Non-Sufficient Funds, qualification and payment workflows.

Collection

Automates outbound follow-ups, pay-off quotes, repayment dates, and promise-to-pay setup.

Every missed interaction is a missed opportunity to build trust. Make sure that never happens.

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Our Platform

Replicant learns from your best agents and replicates how they successfully resolve requests, so every interaction is handled accurately, consistently, and at scale.

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Agent Replication

  • Learns from your top agents, how they think, diagnose, and decide
  • Replicates your best human agents into scalable AI agents with one click
  • Preserves workflows, business rules, and compliance automatically
  • Resolves complex, multi-step workflows end-to-end

Conversation automation

  • Single AI brain across voice, chat, and SMS. Build once, deploy everywhere
  • Multi-agent orchestration enables seamless handoffs between AI agents with full context retained
  • Complete tasks with inbound and outbound automation
  • Multilingual AI agents with native speech recognition and localized voices

Conversation Intelligence

  • Analyzes and scores every AI and human interaction to surface real-time KPIs, call drivers, and operational trends
  • Unlocks automation opportunities, backed by real data
  • Improve agent performance with scorecards, call summaries, coaching, and QA insights
  • Turns conversation data into business decisions to uncover trends, revenue gaps, friction and root causes

AI Studio

  • Define how AI agents behave, speak, and escalate if needed
  • Configure guardrails, policies, and compliance with no code
  • Deploy one agent across voice, digital, and outbound channels
  • Continuously improve automation as products, policies, and demands change

Safety & Security

Replicant enforces strict security and compliance controls to support mission-critical financial workflows.

Certified compliance

Replicant is certified for SOC 2 Type II, HIPAA, PCI DSS, GDPR, and CCPA, ensuring every interaction involving sensitive financial data is protected, auditable, and fully aligned with regulatory requirements.

Our security practices

Replicant was the best fit for us because of the partnership and their speed to implementation. When we dug around, we were confident in their ability to set up the platform as quickly as our team was ready to move.

Vince Trotter | Senior Vice President Client Success |  National Debt Relief

Questions we hear from Financial Services teams

What AI use cases drive the most impact for financial services teams?

How quickly can a financial services organization launch AI automation?

How does Replicant ensure compliance across regulated financial workflows?

How does Replicant authenticate customers and prevent fraud?

Learn more

Connect with a product expert to see Replicant’s platform in action and learn how it could be deployed at your organization.